Estudo sobre a distribuição espacial de valores de prêmio de seguros de veículos no território nacional brasileiro

Abstract

The present work it is a descriptive and analytical study of spatial arrangement of the values of premium vehicle insurance in Brazilian territory, based on data provided by the Superintendência de Seguros Privados (SUSEP) associated with the listing of zip's Brazilian nationals and their geographical coordinates (latitude and longitude). For purposes of this study were also used resources of the statistical package R, and specific techniques of spatial scan data. Initially descriptive analysis of the points made to verify the characteristics of the set, then the plot was carried out of the map data of Brazil in order to analyze the spatial distribution of points and finally made the analysis of the spatial distribution of these data by intensity, to verify the regions of Brazil where you can observe the highest and lowest values of auto insurance premium. In order to conduct a more amplified study, was taken as an example, car prices varied in the Brazilian market.