Análise de risco x retorno das carteiras de investimentos formadas por fundos de investimentos administrados pelo Banco Cooperativo Sicredi S.A

Abstract

Investment funds are financial investment forms that bring together funds from investors who have in common the objective of making a profit in the collective resources investment form. Each modality of investment funds involves a volume of risk, in order to search for advanced returns to the investor. In this sense, several tools can be used to measure the funds and seek to identify the best option for each investor. Based on the difficulty for choosing the investment funds portfolio that an investor should choose, the study proposes to demonstrate a portfolio of funds that offers the best results based on a lower risk for the investor, specifically managed by Banco Cooperativo Sicredi SA. In this sense, the study was based on a profile information research, available at the bank, using metrics and the application of indexes, such as the Sharpe Index, to identify a better option for each investor profile. The study made it possible to identify the best option of the bank's funds and the conservative profile. However, in the absence of a portfolio, it was possible to identify a large possibility of financial return on the investment made.