dc.creatorSaona, Paolo
dc.creatorAzad, Md Abul Kalam
dc.date2020-06-26T19:32:03Z
dc.date2020-06-26T19:32:03Z
dc.date2018
dc.date.accessioned2022-10-18T12:07:32Z
dc.date.available2022-10-18T12:07:32Z
dc.identifierJournal of the Asia Pacific Economy, Volume 23, Issue 3, pages: 428-446
dc.identifierhttp://repositoriodigital.ucsc.cl/handle/25022009/1993
dc.identifier.urihttps://repositorioslatinoamericanos.uchile.cl/handle/2250/4441627
dc.descriptionArtículo de publicación scopus
dc.descriptionThis paper examines the joint impact of bank- and country-based drivers of performance of banks in 11 Asian countries. The panel data technique is used to deal with possible endogeneity issues and the heterogeneity of individual banks. We find evidence that the ownership structure and the capital ratio are critical determinants of the banks’ profitability. The revenue diversification impacts negatively on the net interest margin. Examining the institutional factors of banks’ performance, we find that enhanced financial and regulatory structures reduce the capacity to generate non-competitive, abnormal profits. Those most affected are the consumers, who bear the burden of higher prices resulting from weak competition.
dc.languageen
dc.publisherJournal of the Asia Pacific Economy
dc.sourcehttps://doi.org/10.1080/13547860.2018.1469585
dc.subjectBanks’ profitability
dc.subjectAgency problems
dc.subjectCorporate governance
dc.subjectAsian banking system
dc.subjectCapital ratio
dc.subjectRegulatory system
dc.titleBank- and country-based determinants of banks' performance in Asia
dc.typeArtículos de revistas


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