This paper studies the effects of gender interactions on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less ...

Rural credit and rural insurance have an important role for the agricultural sector, once they are the main public policies to incentive agricultural production. Rural credit reduces the farmers's budget constraint, finances ...

The external finance of small- and medium-sized enterprises (SMEs) is limited to private debt such as bank credit and trade credit. SMEs generally prefer bank credit over trade credit because the former tends to be less ...

We investigate whether SMEs with demand for credit increase their trade credit usage after they experience a negative shock to bank credit. We base our analysis on a large sample of SMEs from the five biggest European ...

We investigate whether and how bank relationships affect real economic activity. We base our analysis on matched credit and labor data from Brazilian firms during 2005-2014. We document that firms with more bank relationships ...

Este trabalho de conclusão de curso versa sobre os tratados internacionais para evitar a dupla tributação. Foi proposta a análise da prática e do posicionamento brasileiro em face a negociação destes tratados, além de ...

The companies' access to credit is a relevant factor to enable investments and the development of companies. In this sense, instruments for measuring the ability of companies to honor their debts are crucial for creditors, ...

A matched difference between the effective rate that banks and other not government institutions that work with microcredit charge and the effective rate charged by some saving and credit cooperative is presented here. ...