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Análise comparativa sobre implantação de método de análise de crédito em uma empresa no ramo de combustíveis
(Universidade Tecnológica Federal do ParanáPato BrancoBrasilDepartamento Acadêmico de Ciências ContábeisGestão Contábil e FinanceiraUTFPR, 2015-06-09)
The control through a credit policy defines the granting of credit, therefore being contextualized as the policy that determines the selection of credit, standards and terms of credit. The proposed work references two ...
The effect of information sharing between lenders on access to credit, cost of credit, and loan performance - evidence from a credit registry introduction
(Elsevier Science Bv, 2012-11)
Using a rich dataset from a commercial bank in Albania, we utilize the introduction of a public credit registry by the Albanian central bank in January 2008 as a natural experiment to analyze the effect of information ...
Credit granting to small firms: a Brazilian case
(Elsevier Science Inc, 2011-03)
Transaction costs limit the supply of credit to small and medium-sized firms (SMEs). From a sample of 65,535 SME credit proposals submitted to a large Brazilian bank between January 2004 and September 2006, this research ...
Capacidade preditiva de Modelos Credit Scoring em inferência dos rejeitados
(Universidade Federal de São CarlosBRUFSCarPrograma de Pós-Graduação em Estatística - PPGEs, 2014-03-28)
Granting credit to an applicant is a decision made in a context of uncertainty. At the moment the lender decides to grant a loan or credit sale there is always the possibility of loss, and, if it is associated with a ...
Gestão do risco de crédito das cooperativas de crédito na região sudoeste do Paraná
(Universidade Tecnológica Federal do ParanáPato BrancoPrograma de Pós-Graduação em Desenvolvimento Regional, 2014-07-18)
Credit unions are governed by the same cooperative principles but add financial functions as traditional banks. Solidarity in the financial area allows credit unions to take to their members or transferring funds spared ...
Análise e concessão de créditos em uma empresa de peças agrícolas
(Universidade Tecnológica Federal do ParanáPato Branco, 2013-03-12)
Many companies have sought a more efficient on analysis and lending to clients, aiming at a lower default and that can reduce their exposure to the risk of insolvency. The companies have a key role in the administration ...
Análise do método de gestão de riscos para concessão de crédito em uma cooperativa de crédito
(Universidade Tecnológica Federal do ParanáLondrinaBrasilMBA em Gerenciamento de ProjetosUTFPR, 2021-05-18)
This researchintends to introducethe importance of credit risk management through the process of granting credit by a credit union and how it is treated after its granting so that the default rate is as low as ...
Adaptação do credit scoring para análise de crédito em uma administradora de consórcios
(Universidade Tecnológica Federal do ParanáPato BrancoBrasilDepartamento Acadêmico de Ciências ContábeisGestão Contábil e FinanceiraUTFPR, 2017-02-21)
The consortium system is seen by many as a form of programmed savings whose purpose is related to the acquisition of goods and services through its own self-financing. In this context, the consortium administrators enter ...
The credit scoring model as an alternative of credit evaluation in AgrobancoEl modelo credit scoring como alternativa de evaluación crediticia en Agrobanco
(Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables, 2018)
Gestão de crédito: uma análise com empresas do varejo de materiais de construção
(Universidade Tecnológica Federal do ParanáPato BrancoBrasilGestão Contábil e FinanceiraUTFPR, 2018-02-28)
The granting of credit is a tool to increase sales and it requires the company's efficient control in all its stages, ranging from the customer registration to the collection. The objective of this study was to identify ...