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Sex and credit: Do gender interactions matter for credit market outcomes?
(Elsevier B.V., 2018)
This paper studies the effects of gender interactions on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less ...
The effect of information sharing between lenders on access to credit, cost of credit, and loan performance - evidence from a credit registry introduction
(Elsevier Science Bv, 2012-11)
Using a rich dataset from a commercial bank in Albania, we utilize the introduction of a public credit registry by the Albanian central bank in January 2008 as a natural experiment to analyze the effect of information ...
Interest rates in trade credit markets
(Wiley, 2017-02)
All things equal, interest rates should increase with the borrower's risk. And yet, Klapper, Laeven, and Rajan (2012) cannot find such a positive relation in a broad sample of trade credit contracts. We shed some light on ...
Interest rates and informational issues in the credit market: experimental evidence from Brazil
(Pergamon-Elsevier Science Ltd, 2014-07)
This paper utilizes Brazilian data to investigate interest-rate sensitivity and informational issues associated with the credit demand of the middle-income class in a large emerging economy. This study's data were collected ...
Análise comparativa sobre implantação de método de análise de crédito em uma empresa no ramo de combustíveis
(Universidade Tecnológica Federal do ParanáPato BrancoBrasilDepartamento Acadêmico de Ciências ContábeisGestão Contábil e FinanceiraUTFPR, 2015-06-09)
The control through a credit policy defines the granting of credit, therefore being contextualized as the policy that determines the selection of credit, standards and terms of credit. The proposed work references two ...
Credit risk in emerging markets Peruvian listed company
(Virtus InterpressUA, 2017)
The aim of this paper is to introduce the importance of the banking credit risk, the main elements that conform it and the main alternatives that are offered to access to a loan as well as a description of its measurement ...
Credit risk in emerging markets Peruvian listed company
(Virtus InterpressUA, 2017)
The aim of this paper is to introduce the importance of the banking credit risk, the main elements that conform it and the main alternatives that are offered to access to a loan as well as a description of its measurement ...
A credit risk model for consumer loan portfolios
(2007)
We propose a credit risk model for consumer loan portfolios in Brazil. Consumer profiles and the risk classification of credit operations are used to segment the portfolios. Credit loss distributions for each segment are ...