Relación entre riesgos estratégicos y ciberesiliencia en empresas fintech

Abstract

The Fintech industry, which becomes every time more relevant in the world and in the Latin American region, bases its operation and strategy on information technologies, which is why risk management has become a main pillar of these companies. The rapid increase of technological adoption in the world, and the exponential exposure to cyber risks, makes the concept of cyber resilience increasingly relevant, as a response to specialized and more impacts associated with the materialization of these risks. This paper addresses, from the perspective of strategic risks, the concept of cyber resilience as a good practice to be implemented in the Fintech sector, specifically in Colombia. For this purpose, five case studies of Colombian companies in the Fintech sector are analyzed through a qualitative survey including the aforementioned concepts. This paper concludes that Fintech companies in the region, and mainly in Colombia, still need to reach a greater maturity for the incorporation of the concept of cyber resilience as a strategic element.