dc.creatorVera, Leonardo
dc.creatorHernández, Albany
dc.creatorOsorio, Dorelia
dc.date.accessioned2013-01-01 00:00:00
dc.date.accessioned2023-01-23T16:13:22Z
dc.date.accessioned2023-06-05T17:00:27Z
dc.date.available2013-01-01 00:00:00
dc.date.available2023-01-23T16:13:22Z
dc.date.available2023-06-05T17:00:27Z
dc.date.created2013-01-01 00:00:00
dc.date.created2023-01-23T16:13:22Z
dc.date.issued2013-01-01
dc.identifier10.14718/revfinanzpolitecon.v5.n1.2013.451
dc.identifier2011-7663
dc.identifier2248-6046
dc.identifierhttps://hdl.handle.net/10983/29271
dc.identifierhttps://doi.org/10.14718/revfinanzpolitecon.v5.n1.2013.451
dc.identifier.urihttps://repositorioslatinoamericanos.uchile.cl/handle/2250/6648620
dc.description.abstractEste estudio presenta evidencia empírica para la economía venezolana (entre los años 1970 y 2009) de la posible relación que existe entre el acceso y uso de los servicios financieros por parte de la población y el grado de desarrollo humano. Usando varias proxis de bancarización, el estudio encuentra resultados robustos que indican que una mayor red de servicios y cobertura de depositantes explica las mejoras reportadas en el índice de desarrollo humano (IDH). El IDH también es impactado positivamente por la evolución que ha tomado el precio real de los hidrocarburos petroleros y el gasto público por habitante. De esta manera, el análisis se aleja de la muy conocida, pero controvertida relación entre desarrollo financiero y crecimiento económico, cuto cuño explicativo se centra en las ganancias de eficiencia, para concentrarse más bien en la importancia que tienen la masificación de los servicios financieros en el bienestar de la población.
dc.description.abstractThis study presents empirical evidence for Venezuelan economy (between 1970 and 2009) regarding a possible relation between how people access and use financing services and human development level. Using several proxies for access to banking services, the study finds robust results that indicate that a larger net of services and coverage of depositors explains reported improvements in Human Development Index (HDI). Evolutions of the real price of petroleum hydrocarbon and of the government expenditure per capita have had a positive impact on HDI. Thus, the analysis drifts apart from the well known, but controversial, connection between financial development and economic growth which is based on efficiency profits and it rather concentrates on the importance that financing services massification has on people?s welfare.
dc.languagespa
dc.publisherUniversidad Católica de Colombia
dc.relationhttps://revfinypolecon.ucatolica.edu.co/article/download/451/449
dc.relationNúm. 1 , Año 2013
dc.relation42
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dc.rightsinfo:eu-repo/semantics/openAccess
dc.rightshttp://purl.org/coar/access_right/c_abf2
dc.rightshttps://creativecommons.org/licenses/by-nc-sa/4.0/
dc.rightsLeonardo Vera, Albany Hernández, Dorelia Osorio - 2013
dc.sourcehttps://revfinypolecon.ucatolica.edu.co/article/view/451
dc.subjectHuman development
dc.subjectAccess to banking services
dc.subjectFinancial depth
dc.subjectFinancial development
dc.subjectVenezuela
dc.subjectDesarrollo humano
dc.subjectBancarización
dc.subjectProfundidad financiera
dc.subjectDesarrollo financiero
dc.subjectVenezuela
dc.subjectDesenvolvimento humano
dc.subjectBancarização
dc.subjectProfundidade financeira
dc.subjectDesenvolvimenco financeiro
dc.subjectVenezuela
dc.title¿Puede el desarrollo financiero promover el desarrollo humano? : evidencia para Venezuela¿Vuede e1 desarro11o financiero promover el desarrollo humano? : evidencia para Venezuela.
dc.typeArtículo de revista


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