dc.contributorEscolas::EAESP
dc.contributorFGV
dc.creatorVeludo-de-Oliveira, Tania
dc.creatorFalciano, Marcelo Augusto
dc.creatorPerito, Renato Villas Boas
dc.date.accessioned2018-10-25T18:24:02Z
dc.date.accessioned2022-11-03T20:25:16Z
dc.date.available2018-10-25T18:24:02Z
dc.date.available2022-11-03T20:25:16Z
dc.date.created2018-10-25T18:24:02Z
dc.date.issued2014
dc.identifier1747-3616
dc.identifierhttp://hdl.handle.net/10438/25447
dc.identifier10.1108/YC-06-2013-00382
dc.identifier2-s2.0-84927600940
dc.identifier.urihttps://repositorioslatinoamericanos.uchile.cl/handle/2250/5038054
dc.description.abstractPurpose – The purpose of this study is to assess the moderating and mediating roles of credit card usage in the relationship between money attitudes (i.e. power-prestige, retention-time, distrust and anxiety) and compulsive buying behaviour. Design/methodology/approach – The research design comprised a cross-sectional survey and two focus-group interviews. A structured questionnaire was completed by 365 young credit card users in São Paulo in Brazil, and two focus group discussions were conducted comprising six participants each. Findings – Results showed that misuse of credit cards significantly increased compulsive buying among individuals with high levels of anxiety. Credit card usage partially mediates the relationship between compulsive buying and three variables established in the literature: power-prestige, retention-time and anxiety. Credit card usage did not significantly mediate the effect of distrust (or price sensitivity) on compulsive buying behaviour. Respondents’ price sensitivity did not by itself reduce levels of usage, though it did have an effect on overspending in conjunction with the other factors studied. The key themes that emerged from the focus-group interviews enhanced the survey’s results with greater in-depth understanding. Originality/value – This study was the first to compare the moderating and mediating effects among the four elements of money attitudes and compulsive buying behaviour. It addresses the issue of financial literacy, money management and overspending – a special concern for today’s emerging economies – in a Brazil, Russia, India and China (BRIC) country.
dc.languageeng
dc.publisherEmerald Group Publishing Ltd.
dc.relationYoung Consumers
dc.rightsrestrictedAccess
dc.sourceScopus
dc.subjectBrazil
dc.subjectCompulsive buying
dc.subjectCredit card usage
dc.subjectMoney attitudes
dc.subjectYoung consumers
dc.subjectCompra compulsiva
dc.subjectUso do cartão de crédito
dc.titleEffects of credit card usage on young Brazilians’ compulsive buying
dc.typeArticle (Journal/Review)


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