dc.contributor | Jácome Tamayo, Sandra Patricia | |
dc.contributor | Toledo Castillo, Norma del Rocío | |
dc.creator | Granda Paladines, Jaime Noé | |
dc.date.accessioned | 2022-08-09T17:08:05Z | |
dc.date.accessioned | 2022-10-20T19:19:21Z | |
dc.date.available | 2022-08-09T17:08:05Z | |
dc.date.available | 2022-10-20T19:19:21Z | |
dc.date.created | 2022-08-09T17:08:05Z | |
dc.date.issued | 2021-09-16 | |
dc.identifier | Granda Paladines, Jaime Noé. (2021). Propuesta de un modelo de gestión para recuperación de cartera vencida de la Cooperativa de Ahorro y Crédito “CACPE Pastaza” - agencia Macas. | |
dc.identifier | http://dspace.espoch.edu.ec/handle/123456789/16457 | |
dc.identifier.uri | https://repositorioslatinoamericanos.uchile.cl/handle/2250/4588983 | |
dc.description.abstract | This study aims to design parameters to elaborate a management model of portfolio recovery for “CACPE PASTAZA” Credit Union – Macas branch. The methodology focuses on a quantitative approach as an inquiry was applied to authorized loan officers. Furthermore, it was determined a qualitative perspective, on one hand, on account of the usage of direct monitoring over procedures, manuals, and credit policies; on the other hand, a document review about bibliographic sources on basic concepts which substantiate the theoretical content scientifically. A diagnostic was carried out about the current situation of past-due portfolio management and it was audited the application and procedures management, manuals, and credit policies. It was detected that the cooperative does not have a defined management model which includes collection strategies, therefore, it was determined the necessity of considering a recovery management model of past-due portfolio. A Management Model was developed for its future implementation. In conclusion, a well-structured management model allows recovering past-due loans efficiently and effectively. It is recommended that the financial institution would apply the proposal to recover the past-due portfolio which will facilitate claims recovery immediately. | |
dc.language | spa | |
dc.publisher | Escuela Superior Politécnica de Chimborazo | |
dc.relation | UDCTFADE;82T01153 | |
dc.rights | https://creativecommons.org/licenses/by-nc-sa/3.0/ec/ | |
dc.rights | info:eu-repo/semantics/openAccess | |
dc.subject | COOPERATIVAS | |
dc.subject | GESTIÓN | |
dc.subject | MODELO DE GESTIÓN | |
dc.subject | CRÉDITO | |
dc.subject | POLÍTICAS DE CRÉDITO | |
dc.subject | CARTERA DE CRÉDITO | |
dc.subject | CARTERA VENCIDA | |
dc.subject | MOROSIDAD | |
dc.title | Propuesta de un modelo de gestión para recuperación de cartera vencida de la Cooperativa de Ahorro y Crédito “CACPE Pastaza” - agencia Macas | |
dc.type | Tesis | |