dc.contributor | Universidade de São Paulo (USP) | |
dc.contributor | Fundação Getúlio Vargas - FGV | |
dc.creator | Christopoulos, Tania Pereira | |
dc.creator | Gonzalez, Lauro | |
dc.date.accessioned | 2018-04-06T13:13:47Z | |
dc.date.accessioned | 2019-05-22T14:31:55Z | |
dc.date.available | 2018-04-06T13:13:47Z | |
dc.date.available | 2019-05-22T14:31:55Z | |
dc.date.created | 2018-04-06T13:13:47Z | |
dc.date.issued | 2017-10-01 | |
dc.identifier | RAM. Revista de Administração Mackenzie. Universidade Presbiteriana Mackenzie, v. 18, n. 5, p. 116-143, 2017. | |
dc.identifier | 1678-6971 | |
dc.identifier | http://hdl.handle.net/10438/20994 | |
dc.identifier | 10.1590/1678-69712017/administracao.v18n5p116-143 | |
dc.identifier | S1678-69712017000500116.pdf | |
dc.identifier | S1678-69712017000500116 | |
dc.identifier.uri | http://repositorioslatinoamericanos.uchile.cl/handle/2250/2695174 | |
dc.description.abstract | Purpose: This study aims to analyze a model of credit union, which allows meeting demands of microcredit of family farmers in a responsible way, identifying the real needs of clients and promoting financial access.Originality/value: In recent years, the microfinance community has witnessed unwanted consequences of microcredit misuse. We present an original approach about the way credit unions may achieve their target in a responsible way, offering appropriate products, services and training to the entire community involved.Design/methodology/approach: Through secondary data and interviews with decision makers and credit union members, we studied the case of Cresol Baser, a large credit union in Brazil. We analyzed data based on inductive theorizing. First and second-order themes were identified, resulting in a procedural model, representing relationships between responsible microfinance factors.Findings: The three main dimensions in the model of inclusive microfinance - conditions, proximity, and access - were integrated in order to promote a dynamic that respects the assumption of a responsible financial inclusion with regards to design, offer and access of products and services related to microfinance. | |
dc.language | eng | |
dc.publisher | Universidade Presbiteriana Mackenzie | |
dc.relation | RAM. Revista de Administração Mackenzie | |
dc.rights | openAccess | |
dc.source | SciELO | |
dc.subject | Responsible microfinance | |
dc.subject | Credit union | |
dc.subject | Microcredit demands | |
dc.subject | Proximity | |
dc.subject | Family farmers | |
dc.title | Achieving family farmers’ demands for microcredit through credit unions: a framework for discussion | |
dc.type | Article (Journal/Review) | |