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Determinants of knowledge of personal loans' total costs: How price consciousness, financial literacy, purchase recency and frequency work together
(Elsevier Inc., 2019)
© 2018 Elsevier Inc.Politicians and analysts frequently call for stricter regulation of personal loans. Two variables that are easy to measure, and therefore easy to include in regulations and public policy, are purchase ...
The role of personal loans in the financing of SMEs
(Emerald, 2014-03)
This work studies the determinants of the use of personal loans in small and medium-sized enterprises (SMEs). Design/methodology/approach: Personal loans are addressed as a function of the borrower and collateral. To ...
Determinants of the knowledge of the total cost of consumer loans Determinantes del conocimiento del costo total que se paga en los préstamos de consumo
(Emerald Group Publishing Ltd., 2019)
© 2018, Emerald Publishing Limited.Purpose: The purpose of this paper is to examine the influence of consumer-related and bank-related characteristics on the knowledge of the total cost of consumer loans paid by consumers ...
Determinantes do crédito consignado e da inadimplência de pessoas físicas no Brasil (2004-2016): uma análise com variáveis macroeconômicas
(Universidade Federal de Santa MariaBrasilAdministraçãoUFSMPrograma de Pós-Graduação em AdministraçãoCentro de Ciências Sociais e Humanas, 2017-09-22)
The Payroll Loan is a relatively recent type of loan in the Brazilian credit market, and therefore the mechanisms of its concession and its effects on the default rate of individual clients are still rather unknown. In ...
Elasticidade de juros e seleção adversa na concessão de empréstimos para pessoas físicas no Brasil: o caso do crédito atrelado ao cartão de crédito
(2010-12-17)
O trabalho consiste em um estudo sobre sensibilidade a juros e seleção adversa por meio de ofertas de empréstimo pessoal atrelado ao cartão de crédito para dois públicos de rendas diferentes realizado por uma grande ...
Análisis del comportamiento de pago en préstamo personal de los clientes asignados a la banca personal del banco de Occidente para la ciudad de Pereira entre los años 2010 y 2012.
(Universidad Católica de Pereira, 2013)
El presente trabajo se desarrolló con el objetivo de analizar el comportamiento de pago de los clientes asignados a la Banca Personal de la zona Medellín 3 del Banco de Occidente, la cual comprende las ciudades de Pereira, ...
Essays in empirical banking
(2022-06-21)
This thesis serves as my doctoral thesis entitled “Essays in Empirical Banking” that is submitted in partial fulfillment of the requirements for the doctoral degree in administration (finance track) at the Brazilian School ...
Probabilidade de financiamento por cartões de crédito híbridos
(2011-12-20)
This research aims to identify a statistical model of propensity to revolve through store credit card, in order to maximize the credit appliance and optimize marketing efforts. The descriptive study aims to generate insights ...
Implementación préstamo personal CAFAE sector educación
(Universidad de LimaPE, 2021)
La presente investigación es una implementación del Préstamo Personal en el Banco ABC (nombre ficticio que se escogió para proteger la confidencialidad del banco real donde trabajé) a través de un convenio público con el ...
Estudio de caso: ¿Por qué falla el préstamo personal social del Banco Ciudad? Análisis y recomendaciones de acción
(Universidad Torcuato Di Tella, 2019)
La presente Tesis consiste en un estudio de caso en relación a la problemática que posee un producto financiero social del Banco Ciudad. El objetivo general de este trabajo es entender por qué fracasa el Préstamo Personal ...