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How much should debtors be punished in case of default?
(Springer, 2015-04)
This study investigates the relationship between debtor punishment and the development of the credit market. We empirically analyze how the level of debtor punishment relates to the credit market expansion. We find evidence ...
Técnicas de classificação aplicadas a credit scoring: revisão sistemática e comparação
(Universidade Federal de São CarlosUFSCarPrograma Interinstitucional de Pós-Graduação em Estatística - PIPGEsCâmpus São Carlos, 2015-12-18)
Nowadays the increasing amount of bank transactions and the increasing of data storage created a demand for risk evaluation associated with personal loans. It is very important for a company has a very good tools in credit ...
How much debtors' punishment?
(Escola de Pós-Graduação em Economia da FGV, 2006-05-01)
This paper investigates how the bankruptcy exemptions applied by the Personal Bankruptcy Law in each American state a§ect the aggregated level of individuals and small businessesí loans. Higher levels of bankruptcy exemptions ...
Planejamento das finanças pessoais e o credit scoring dos acadêmicos dos cursos de Administração e Ciências Contábeis da UTFPR/PB
(Universidade Tecnológica Federal do ParanáPato BrancoBrasilDepartamento Acadêmico de Ciências ContábeisCiências ContábeisUTFPR, 2018-10-23)
Financial planning is essential to keep people in control and preserve their financial health. While your credit risk is fundamental in making credit because it is an image that is going through a creditor institution. ...
Credit card risk behavior on college campuses: evidence from Brazil
(ANPAD - Associação Nacional de Pós-Graduação e Pesquisa em Administração, 2012-09-01)
College students frequently show they have little skill when it comes to using a credit card in a responsible manner. This article deals with this issue in an emerging market and in a pioneering manner. University students ...
Proposta de um modelo probabilístico de risco de inadimplência em uma cooperativa de crédito, com a aplicação da técnica de regressão logística
(Universidade Federal de Santa MariaBREngenharia de ProduçãoUFSMPrograma de Pós-Graduação em Engenharia de Produção, 2011-08-26)
The current view is of magnifying of operations of credit destined to physical persons. This
growing justifies by the contract of financings and loans with larger terms of paying,
increasing of income and job. Being thus, ...
Credit management audit and the profitability of the Prisma Microfinance Savings and Credit Cooperative (2014-2017)Auditoría de gestión crediticia y la rentabilidad de la Cooperativa de Ahorro y Crédito Microfinanzas Prisma (2014-2017)
(Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables, 2020)
Assimetria de informação no mercado de crédito brasileiro: avaliação empírica para modalidades de crédito livre (2007-2020)
(Universidade Federal de Santa MariaBrasilUFSMCentro de Ciências Sociais e Humanas, 2021-02-11)
The credit market is an important tool to measure the health and well-being of an
economy. With such in mind, it becomes important to study the credit market and its
behavior according to the different economy cycles. ...