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La regulación legal y los principales términos económicos en los contratos de préstamo modernosLegal regulation and principal economic terms in modern loan contracts
(Pontificia Universidad Católica del PerúPE, 2018)
Quantum credit loans
(Elsevier Science, 2021-04)
Quantum models based on the mathematics of quantum mechanics (QM) have been developed in cognitive sciences, game theory and econophysics. In this work a generalization of credit loans is introduced by using the vector ...
Are all lenders equal? a comparison between peer-to-peer lending and traditional banks concerning small business loans
(2019-07-17)
Research on geographical expansion of peer-to-peer lending platforms has different conclusions concerning whether peer-to-peer lending platforms and traditional banks are substitutes or complements. This study aims at ...
How do lending relationships affect access to credit and loan conditions in microlending?
(Elsevier Science Bv, 2011-08)
A key problem facing microlenders is the high level of information asymmetry between them and their borrowers. In this paper, we analyze whether the relationship intensity between microlenders and borrowers helps to overcome ...
Understanding the youth of Colombia : from the socioeconomic determinants of college enrollment to the design of students loans
(2004)
The drop in college enrollment and the huge enrollment inequalities call for a public intervention. The expansion of the current student loan program stands as a good option to help credit constrained people. We found that ...
The process of Structural Adjustment Reform in the Argentinean Provinces. The Case of the Provincial Reform Loan
(Universidad de San Andrés. Departamento de Economía, 2002)
The process of Structural Reform in Argentina began during the late 80s, but this attempt was
not replicated in Subnational governments until 1995. This was made possible thanks to the
sponsorship of the first World Bank ...
Financiamento ao consumo: efeito de parcelamento e juros sobre a demanda de eletroeletrônicos de consumidores com restrição de acesso a crédito
(2017-02-09)
This paper consists of a study over the impact of interest rates and maturities of loans for electronics and home appliances in Brazil, designed for consumers with credit constraints. Using micro data on loans of one of ...
Herramienta tecnológica para facilitar la incorporación masiva del rubro agrícola al sector microfinanciero
(Universidad Peruana de Ciencias Aplicadas (UPC)PE, 2022-06-28)
El presente proyecto tiene como objetivo realizar una propuesta para la implementación de una herramienta tecnológica que permita a una organización microfinanciera llevar a cabo una rápida evaluación crediticia haciendo ...