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Financial incentives and loan officer behavior: multitasking and allocation of effort under an incomplete contract
(EBAPE - Escola Brasileira de Administração Pública e de Empresas, 2015)
We investigate the implications of providing loan officers with a compensation structure that rewards loan volume and penalizes poor performance. Using a unique data set provided by a large international commercial bank, ...
Identifying the factors that affect the knowledge of mortgage loans' total cost
(Emerald, 2021)
Purpose - This study identifies the factors that affect the knowledge of mortgage loans' total cost.
Design/methodology/approach - Empirical research utilizing a survey administered through in-home interviews was ...
The role of personal loans in the financing of SMEs
(Emerald, 2014-03)
This work studies the determinants of the use of personal loans in small and medium-sized enterprises (SMEs). Design/methodology/approach: Personal loans are addressed as a function of the borrower and collateral. To ...
El poder legislativo : funciones
(UFG Editores, 2005)
Derivativos, alavancagem e a crise de 2008
(2009-02-03)
This work was to study the subject of subprime, in order to raise the relevant literature origin, evolution and possible contours to the financial crisis of the century. The general objective was to investigate the reasons ...
THE CONSUMER CREDIT BOOM IN PERUEL BOOM DE LOS CRÉDITOS DE CONSUMO EN EL PERÚ
(Universidad Nacional Mayor de San Marcos, Facultad de Ciencias Contables, 2016)
The benefits of relationship lending in a cross-country context: a meta-analysis
(Informs, 2016-01)
Relationship lending may create benefits for borrowers by reducing information asymmetries. However, empirical evidence is mixed. We conduct a meta-analysis to summarize and explain the heterogeneity in the results in the ...
Esquema de titularización de cartera como alternativa de financiamiento para la originación de nuevos créditos
(Universidad de los AndesEconomíaFacultad de Economía, 2019)
Se propone un esquema de titularización de cartera de consumo como fuente de financiación más eficiente para una empresa originadora de crédito no regulada en Colombia. El proceso de estructuración del esquema se hace a ...