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Sex and credit: Do gender interactions matter for credit market outcomes?
(Elsevier B.V., 2018)
This paper studies the effects of gender interactions on the supply of and demand for credit using data from a large Albanian lender. We document that first-time borrowers assigned to officers of the opposite sex are less ...
Interest rates and informational issues in the credit market: experimental evidence from Brazil
(Pergamon-Elsevier Science Ltd, 2014-07)
This paper utilizes Brazilian data to investigate interest-rate sensitivity and informational issues associated with the credit demand of the middle-income class in a large emerging economy. This study's data were collected ...
Achieving family farmers’ demands for microcredit through credit unions: a framework for discussion
(Universidade Presbiteriana Mackenzie, 2017-10-01)
Purpose: This study aims to analyze a model of credit union, which allows meeting demands of microcredit of family farmers in a responsible way, identifying the real needs of clients and promoting financial access.Origin ...
Determinantes da demanda e da utilização de crédito rural por produtores de bovinos de corte no estado de São Paulo
(Universidade Federal de São CarlosBRUFSCarPrograma de Pós-Graduação em Engenharia de Produção - PPGEP, 2012-02-03)
The present study aims to identify determinants of the decision of beef cattle farmers on whether or not to demand rural credit. The specific purposes are: i) identify barriers to the rural credit demand by beef cattle ...
Os determinantes da demanda de crédito bancário na modalidade de capital de giro para micro e pequenas empresas no Brasil
(Universidade do Vale do Rio dos Sinos, 2021-08-16)
This work aimed to identify the main determinants of the demand for bank credit in working capital modality for micro and small companies in Brazil. The study has a qualitative nature and an exploratory approach, using a ...
Os determinantes da demanda de crédito bancário na modalidade de capital de giro para micro e pequenas empresas no Brasil
(Universidade do Vale do Rio dos Sinos, 2021-08-16)
This work aimed to identify the main determinants of the demand for bank credit in working capital modality for micro and small companies in Brazil. The study has a qualitative nature and an exploratory approach, using a ...
Técnicas de classificação aplicadas a credit scoring: revisão sistemática e comparação
(Universidade Federal de São CarlosUFSCarPrograma Interinstitucional de Pós-Graduação em Estatística - PIPGEsCâmpus São Carlos, 2015-12-18)
Nowadays the increasing amount of bank transactions and the increasing of data storage created a demand for risk evaluation associated with personal loans. It is very important for a company has a very good tools in credit ...
Impactos da taxa de juros do crédito rural nas demandas por insumos agrícolas
(Universidade Federal de São CarlosBRUFSCarPrograma de Pós-Graduação em Economia - PPGEc-So, 2014-04-23)
Rural credit was implemented in Brazil with the intention of accelerating the process of modernization of agriculture and provides capital for funding, investment and commercialization of agricultural production, it has ...