Buscar
Mostrando ítems 11-20 de 2147
Advantages and Disadvantages on Fast Cash Credit: Customers versus Banks
(Institute of Electrical and Electronics EngineersPE, 2019-11-21)
We study the origin of procrastination from the assumption that the relationship between a customer and a Bank is not well established. Normally the Bank expends a large period of time to assess all advantages and disadvantages ...
Profit scoring for credit unions using the multilayer perceptron, XGBoost and TabNet algorithms: Evidence from Peru
(ElsevierGB, 2023)
Credit unions are growing microfinance institutions that base their lending decisions on the judgment of their credit analysts. Therefore, the purpose of this paper is to design 6 profit scoring models, capable of predicting ...
Poly-bagging predictors for classification modelling for credit scoring
(PERGAMON-ELSEVIER SCIENCE LTD, 2011)
Credit scoring modelling comprises one of the leading formal tools for supporting the granting of credit. Its core objective consists of the generation of a score by means of which potential clients can be listed in the ...
O crédito comercial facilita o acesso ao financiamento bancário? Evidências empíricas em empresas listadas na Bovespa
(Universidade do Vale do Rio dos Sinos, 2011-08-24)
Financing by suppliers is a subject that has been scarcely studied at the national level. However, in the international literature, several hypotheses have been proposed to explain the different reasons that have led to ...
O crédito comercial facilita o acesso ao financiamento bancário? Evidências empíricas em empresas listadas na Bovespa
(Universidade do Vale do Rio dos Sinos, 2011-08-24)
Financing by suppliers is a subject that has been scarcely studied at the national level. However, in the international literature, several hypotheses have been proposed to explain the different reasons that have led to ...
How much should debtors be punished in case of default?
(Springer, 2015-04)
This study investigates the relationship between debtor punishment and the development of the credit market. We empirically analyze how the level of debtor punishment relates to the credit market expansion. We find evidence ...
Access to long-term credit and productivity of small and medium firms: a causal evidence
(Elsevier Science Sa, 2017-01)
This letter assesses the impact of a variation in access to a targeted loan program from Brazil's development bank on investment and productivity. Results suggest that eligible firms increased their relative investment ...
Certificate Authentication and Credit System of MOOCs in China
Credit recognition in MOOCs is believed to be a key driver for the comprehensive reform of the higher education system, and relevant documents have been issued by China’s Ministry of Education to encourage innovation in ...
Impact of trade credit on firm inventory investment during financial crises: evidence from Latin America
(M E Sharpe Inc, 2013-10)
This paper studies whether trade credit is used as a substitute for bank credit in crisis periods in Latin America. The sample is composed of firms listed on the Argentine, Brazilian, and Mexican stock exchanges from 1994 ...
Predictors of credit card use and perceived financial well-being in female college students: a Brazil-United States comparative study
(Wiley-Blackwell, 2016-03)
This article examines predictors of the financial well-being of female college students living in SAo Paulo or New York, focusing upon the relationship with their credit card use behaviour. The results of structural equation ...