Monografia (especialização)
Inadimplência em cooperativa de crédito, estudo de caso sicoob nossacoop
Fecha
2012-03-21Autor
Marcos Francisco Gomes
Institución
Resumen
This work has as central subject the analysis of the insolvency and the identification of
the profile of the cooperated defaulter. The main objective is, through a case study, to
identify the profile of the cooperated defaulter in the Sicoob Nossacoop. Initially,
contextualiza it institution in the branch that acts through the description of the concepts
of cooperative and credit of credit. After that, concepts related to the subject, such are
revised as credit and financial intermediation, risk of credit, politics and analysis of
credit. The case study it initiates with the presentation of the credit policies of the
Sicoob Nossacoop. They had been collected given of all the operations of credit with
date base of October of 2011e identified those in insolvency. Finally, to delineate
improvement chances, between which the main one is the implantation of a Rating to
standardize the credit analysis on the basis of adjustable criteria the reality of the
cooperative.