masterThesis
Factibilidad de un negocio de corretaje, administración y cobranza de créditos de libre inversión con garantía hipotecaria
Fecha
2018Autor
De Vivero Gutiérrez, Mario Andrés
Institución
Resumen
The present work seeks to evaluate the legal, financial, technical, organizational and commercial feasibility of a company, whose business is to satisfy the needs of two different groups of people, in which one of these groups (debtors) needs money for different purposes (free investment), and has a real estate to guarantee the payment of the debt. The other group of people (creditors) has excess monies and needs to invest that money with good returns and with mortgage guarantee. In this way, brokerage is made between the parties interested in the loan, which includes different studies such as Sarlaft, payment capacity, risk centers, study of securities, among others. Once the respective credit with mortgage guarantee is made, a credit administration and collection contract is signed with the Creditor, looking for the investor to have the peace of mind that a legal team will be in charge of the legal and juridical collections, if necessary. At the end of the work, on each area evaluated, the viability of each one of them can be determined and this will lead us to the final conclusion of the viability of the business idea, with which it will be possible to determine if it is a viable, not viable idea or if you need any legal, commercial, financial, organizational and / or technical adjustment to carry out the good business development.