Avaliação de investimentos em ativos financeiros (Ibovespa, CDB e poupança)

Abstract

The present study sought to identify which was the best investment option amongst stocks from the stock market, represented by the Ibovespa, savings accounts and Certificates of Bank Deposits during the years 2008 to 2013. For the research of qualitative characteristic, the information used was available on databases of the Brazilian Central Bank and BM&FBOVESPA, the data regarding the income of each options and the variation of these during the worked six years served as references for the evaluation of the performance of the investments. To determine the probable causes of the variations in the investments performance, the newspaper "Jornal do Comércio" and the magazine "Conjuntura Econômica" were used as a database. Considered the information contained in the databases, it was concluded that the best features of application options from were addressed in savings for short-term investments or CBD for periods longer than two years. Investments on Ibovespa's assets showed the worst results in the period.