Monografia (especialização)
Construção de ranking de desempenho econômico e financeiro das cooperativas de crédito de Minas Gerais
Fecha
2022-12-21Autor
Jean Gustavo Gonçalves Rios
Institución
Resumen
This work aimed to suggest a statistical model for ranking the best economic and
financial performance of credit unions in Minas Gerais. And it is justified by the fact that
it creates a ranking that considers a greater number of variables and thus lists which
are the largest credit unions in the state of Minas Gerais. The research was carried out
based on 170 observations, 6 variables presented, and the data were collected through
file 4010 of the Central Bank of Brazil – BACEN. The results achieved show that the 8
largest cooperatives do not change their positions in the Principal Components
Analysis models, the other cooperatives end up having small variations up or down in
their positions. Tests were carried out disregarding the first- and second-best placed
cooperative, without significant losses in the total explained variance, going from 92,02%
to 87,85%. Therefore, it is possible to obtain a new indicator for decision-making in the
Ocemg System based on the methodology presented, which we call the General
Economic and Financial Performance Indicator for Cooperatives - IDG.