Un modelo jerárquico para determinar la demanda de seguros de vehículos a partir de la encuesta de hogares sobre demanda de inclusión financiera en seguros (Fasecolda 2018)

Abstract

In recent years the number of households that own or think about acquiring a vehicle has grown, which makes them potential customers of vehicle insurance. The present study took the results of the household survey on demand for nancial inclusion in insurance (Fasecolda 2018) and on this a hierarchical model or multilevel model was implemented in order to take advantage of this information and be able to determine what are the characteristics that have Colombian homes when purchasing vehicle insurance? and from these characteristics determine the possibility that new homes that acquire vehicles acquire insurance.