master thesis
Reflexión sobre las tasas de interés y de usura en Colombia 2002 – 2012 Análisis teórico y evidencia empírica
Fecha
2014-05-05Registro en:
Murcia Murcia, Jairo Darío; Ramos Quiroga, Francisco José. (2014). Reflexión sobre las tasas de interés y de usura en Colombia 2002 – 2012 Análisis teórico y evidencia empírica. Universidad Santo Tomas. Bogotá
reponame:Repositorio Institucional Universidad Santo Tomás
instname:Universidad Santo Tomás
Autor
Murcia Murcia, Jairo Darío
Ramos Quiroga, Francisco José
Institución
Resumen
The present work in relation to interest and usury rate is an analysis of the main theories through History, applied to Colombia´s case taking into account the Judicial Framework, and the calculation of the maximum rates Credit Institutions can charge for loans according to the different lines.
It analyzes and determines whether maintaining the usury rate with the present conditions is suitable for growth or otherwise affects it. Alternatives for change are presented both in the legal aspect and in the system for calculating current, default and usury rates so smaller enterprises achieve higher growth, new ones are generated and consumption, growth and employment are stimulated.
The present work is divided into 5 parts:
Part One (I) presents Introduction: Importance, Justification, Hypothesis and Objectives.
The second one (Part II) the Theoretical and Historical Framework
The third one the Conceptual and Legal Frameworks are analyzed.
Part four establishes variables, statistics, variable statistics and the correlation among representative variables in Economy such as prices, means of payment, exchange rate, growth, interest and usury rates, in order to determine if there exists a correlation among them.
The fifth part (Part V) presents Conclusions.