Artículo de revista
Impact of the Guaranteed Health Plan with a single community premium in the demand for private health insurance in Chile
Fecha
2017Registro en:
CEPAL Review N° 123 • December 2017
0251-2920
Autor
Bitrán, Eduardo
Duarte Vásquez, Fabián
Fernandes, Dalila
Villena, Marcelo
Institución
Resumen
In 2012, a Guaranteed Health Plan for the private health system was submitted to the
Chilean National Congress, with the aim of offering a standardized flat-rate health-care
plan. This paper evaluates the impact that the introduction of this plan would have
on the demand for health insurance. The results suggest that the private insurance
portfolio would shrink by 12.39%, which means that around 400,000 people would
switch to the public system, thereby exacerbating the adverse-selection problem faced
by the system and imposing an additional fiscal burden of US$ 200 million per year.
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