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Credit rationing or entrepreneurial risk aversion? A comment
(2013)
Cressy (2000) argues that the positive correlation between assets and the rate of business startups is due to
DARA preferences. We show however that the required property is prudence, and prudence is consistent
with DARA, ...
Credit shocks and monetary policy in Brazil: a structural FAVAR approach
(2014-05-05)
This paper investigates the implications of the credit channel of the monetary policy transmission mechanism in the case of Brazil, using a structural FAVAR (SFAVAR) approach. The term structural comes from the estimation ...
The effect of the information disclosure in the propensity of credit buying
(Centro de Estudos em Finanças (GVcef), 2014)
The present study aimed to verify the effect of disclosure of credit terms in buying with in the propensity of individuals to consume this credit moderated by the debt literacy and the possibility of cash payment of the ...
The inequality-credit nexus
(Elsevier Ltd, 2019)
© 2018 Elsevier LtdThis paper explores the inequality-credit nexus from both a theoretical and an empirical perspective. The paper develops an overlapping generation model in which the effect of income inequality on private ...
Auditoria interna em uma cooperativa de crédito rural no setor de classificação de risco de crédito
(Universidade Tecnológica Federal do ParanáPato Branco, 2014-03-21)
The present study is directed there is a rural credit cooperative because of its importance for inclusion to credit farmers of Santa Catarina. The Central Bank - Central Bank Of Brazil, requires the cooperative has its own ...
Enhancing accessibility of higher education through the system of educational credits
(Universidad del Zulia, 2019)
Board credit committee intangibles and risk management of banks
(Universidad del Zulia, 2019)
Técnicas de classificação aplicadas a credit scoring: revisão sistemática e comparação
(Universidade Federal de São CarlosUFSCarPrograma Interinstitucional de Pós-Graduação em Estatística - PIPGEsCâmpus São Carlos, 2015-12-18)
Nowadays the increasing amount of bank transactions and the increasing of data storage created a demand for risk evaluation associated with personal loans. It is very important for a company has a very good tools in credit ...