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Policy-effective financial knowledge and attitude factors
(Centro de Estudos em Finanças (GVcef), 2016-08)
In this paper, we consolidate two objectives of the financial inclusion literature: producing meaningful measures of financial knowledge and financial attitudes and providing guidance to policymakers in cost-benefit analysis ...
Alfabetização financeira: integrando conhecimento, atitude e comportamento financeiros
(Universidade Federal de Santa MariaBRAdministraçãoUFSMPrograma de Pós-Graduação em Administração, 2014-02-13)
This study had as its objective develop a model to evaluate the level of financial literacy of citizens in the South of Brazil, able to integrate constructs related to financial knowledge, financial attitude and financial ...
Programa minha casa minha vida: uma análise do endividamento e de fatores comportamentais
(Universidade Federal de Santa MariaBrasilAdministraçãoUFSMPrograma de Pós-Graduação em AdministraçãoCentro de Ciências Sociais e Humanas, 2017-02-17)
This study aimed to identify how the beneficiaries of the “Minha Casa Minha Vida” Program (PMCMV), belonging to the Central-western Mesoregion of Rio Grande do Sul, manage their financial resources, including the payment ...
Measuring financial literacy: proposition of an instrument based on the Item Response Theory
(Universidade Federal de Santa Maria, 2020)
Attitudes toward credit and finances among college students in Brazil and the United States
(Journal of Business Theory and Practice, 2013-03)
Although research on credit card debt in developed countries has identified predictors of debt among college students, it is unknown whether these same predictors apply in emerging markets, such as Brazil. To examine this ...
Beneficiários do Programa Bolsa Família: uma análise sob a óptica comportamental e financeira em municípios gaúchos
(Universidade Federal de Santa MariaBRAdministraçãoUFSMPrograma de Pós-Graduação em Administração, 2016-02-02)
The Bolsa Familia Program (PBF) was developed to minimize the vulnerabilities of families without full survival conditions. However, even with this support, they are imposed to wide budgetary constraints, which praises the ...
Knowledge management in financial education in Peruvian government programs focused on women: Progress and challenges
(LLC CPC Business PerspectivesPE, 2023-04-20)
In Latin America, the age group made up of women is at a disadvantage compared to
men in terms of their economic empowerment, which is reflected in the lack of access
to paid employment, their average wages are lower ...
A alfabetização financeira no Distrito Federal: uma análise das variáveis socioeconômicas e demográficas
(2020-06-15)
É notável a relevância dada atualmente ao tema Alfabetização Financeira por governos, mercado financeiro, empresas e pelos indivíduos. Os estudos sobre os níveis de Alfabetização Financeira dos indivíduos e das sociedades ...
Bem-estar financeiro: uma análise multifatorial do comportamento maranhense
(Universidade Federal de Santa MariaBRAdministraçãoUFSMPrograma de Pós-Graduação em Administração, 2013-12-19)
Financial wellbeing is defined as a satisfaction state with financial situation, including subjective/behavioral aspects and objective/socioeconomic and demographic aspects. The main objective of this work is to analyze ...