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Multiple-bank lending with a public signal
(El Autor, 2022)
LOWER FINANCIAL LITERACY INDUCES USE OF INFORMAL LOANS
(Fundacao Getulio Vargas, 2018)
Finance literature documents associations between a family's financial literacy and its propensity to borrow. However, most studies focus exclusively on formal loan markets. Based on 2,023 observations about financial ...
Financial incentives and loan officer behavior: multitasking and allocation of effort under an incomplete contract
(EBAPE - Escola Brasileira de Administração Pública e de Empresas, 2015)
We investigate the implications of providing loan officers with a compensation structure that rewards loan volume and penalizes poor performance. Using a unique data set provided by a large international commercial bank, ...
Cyclicality of SME Lending and Government Involvement in Banks
(EBAPE - Escola Brasileira de Administração Pública e de Empresas, 2015-11-06)
Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local ...
Cyclicality of SME lending and government involvement in banks
(2015)
Recent regulatory efforts aim at lowering the cyclicality of bank lending because of its potential detrimental effects on financial stability and the real economy. We investigate the cyclicality of SME lending by local ...
Are all lenders equal? a comparison between peer-to-peer lending and traditional banks concerning small business loans
(2019-07-17)
Research on geographical expansion of peer-to-peer lending platforms has different conclusions concerning whether peer-to-peer lending platforms and traditional banks are substitutes or complements. This study aims at ...